Income Planner
Build the life you want item by item, then see the income it actually takes to fund it.
Calculate your target income: from the life to the number, not the other way round
Most freelancers calculate their income from the wrong end: hourly rate times billable hours, then see what kind of life falls out of it. The Income Planner flips the calculation: you assemble the life you want, item by item, and see what income it actually takes to fund it, including Swiss taxes and social contributions.
Why the result usually surprises
Between "what I need" and "what I have to earn" sit more steps than intuition suggests: taxes, social insurance, pension, health insurance, holidays and unpaid acquisition time. If you want 6,000 a month to live on, you need to bill considerably more than 72,000 a year.
The number that comes out at the end is your honest minimum annual revenue, and with it the foundation for your hourly rate and your pricing.
Frequently asked questions
Who is the planner for?
Freelancers and the self-employed in Switzerland who want to build their revenue target from their cost of living instead of picking an hourly rate out of the industry air.